Terms of Service

Last updated: January 15, 2025

1. Acceptance of Terms

By accessing or using the Splyce Finance website and services ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Splyce Finance provides decentralized financial services including:

  • Real-World Asset (RWA) Gateway - tokenized private credit with institutional yield
  • Decentralized Exchange-Traded Funds (dETFs) - diversified crypto and RWA portfolios
  • Portfolio management and investment tools
  • Educational resources and market data

3. Eligibility and User Requirements

To use our Service, you must:

  • Be at least 18 years old
  • Have the legal capacity to enter into binding agreements
  • Not be located in a restricted jurisdiction
  • Comply with all applicable laws and regulations
  • Not be subject to economic sanctions or on any prohibited persons list

4. Financial Risks and Disclaimers

WARNING: Cryptocurrency and DeFi investments carry significant risks.

  • Digital assets are highly volatile and may lose substantial value
  • Smart contract risks including bugs, exploits, and technical failures
  • Regulatory risks and potential changes in legal status
  • Liquidity risks and potential inability to exit positions
  • Counterparty risks with underlying asset providers
  • Market risks including but not limited to market manipulation

You should only invest what you can afford to lose entirely.

5. No Investment Advice

Splyce Finance does not provide investment, financial, or legal advice. All content is for informational purposes only. You are solely responsible for:

  • Evaluating the merits and risks of any investment
  • Conducting your own research and due diligence
  • Making investment decisions based on your own judgment
  • Consulting with qualified professionals as needed

6. Prohibited Uses

You agree not to use the Service for:

  • Money laundering, terrorist financing, or other illegal activities
  • Circumventing economic sanctions or export controls
  • Market manipulation or fraudulent trading activities
  • Violating any applicable laws or regulations
  • Attempting to hack, exploit, or damage our systems
  • Creating fake accounts or impersonating others

7. Intellectual Property

All content, trademarks, and intellectual property on this Service are owned by Splyce Finance or our licensors. You may not:

  • Copy, modify, or distribute our content without permission
  • Use our trademarks or branding without authorization
  • Reverse engineer our technology or systems
  • Create derivative works based on our Service

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • Splyce Finance provides the Service "AS IS" without warranties
  • We disclaim all warranties, express or implied
  • We are not liable for any indirect, incidental, or consequential damages
  • Our total liability shall not exceed $100 USD
  • We are not responsible for losses due to market volatility or smart contract failures

9. Indemnification

You agree to indemnify and hold harmless Splyce Finance from any claims, damages, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any applicable laws
  • Your infringement of third-party rights

10. Termination

We may terminate or suspend your access to the Service at any time for:

  • Violation of these Terms
  • Suspected illegal activity
  • Technical or security reasons
  • Regulatory requirements

11. Dispute Resolution

Any disputes arising from these Terms shall be:

  • Resolved through binding arbitration
  • Governed by the laws of Delaware, United States
  • Conducted in English
  • Subject to individual resolution (no class actions)

12. Changes to Terms

We may update these Terms at any time. Material changes will be communicated through:

  • Website notifications
  • Email notifications (if provided)
  • Updated "last modified" date

Continued use after changes constitutes acceptance of new Terms.

13. Contact Information

For questions about these Terms, contact us at:

Email: legal@splyce.finance
Website: https://splyce.finance

14. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.